What is the difference between a legal heir certificate and a succession certificate?
A legal heir certificate is issued by the Tahsildar or Village Officer — it is free, takes 15–30 days, and works for pension transfers, small bank balances, and government scheme benefits. A succession certificate is issued by the District Court under the Indian Succession Act (Sections 370–390) — it costs 3% of the estate value in court fees, takes 3–6 months, and is needed for large bank balances, mutual funds, shares, bonds, and insurance proceeds.
How do NRIs handle inheritance in Kerala from abroad?
Through a combination of online consultation, document coordination, and Power of Attorney execution at the Indian Embassy. The legal heir certificate can often be obtained through the e-District portal. Succession certificates require a District Court application, which can be filed through your advocate.
Do I need probate for a will in Kerala?
Probate is mandatory for Christian wills under the Indian Succession Act. For Hindu wills, it is technically optional but increasingly required in practice — banks, registrars, and mutual fund houses often refuse to act on a will without probate or a succession certificate. Probate typically takes 3–12 months.
What are the inheritance shares under Hindu law if there is no will?
Under the Hindu Succession Act 1956, Class I heirs (spouse, children, mother, and children of a deceased child) inherit equally. The surviving spouse gets an equal share alongside each child. Use the Inheritance Share Calculator tool on this site to estimate shares based on your family structure.