Kerala Single Dwelling Protection Checker
The Kerala Single Dwelling Place Protection Act 2025 shields qualifying families from having their only home auctioned by banks. Find out if you are protected — in under 2 minutes.
Answer 4 questions
Is your annual family income below ₹3 lakh?
Combined income of all family members residing in the property.
Is your outstanding loan principal below ₹5 lakh AND your total dues (principal + interest + penalties) below ₹10 lakh?
Both conditions must be met. Check your latest bank statement for principal outstanding and total dues.
Is your property smaller than 5 cents (urban area) or 10 cents (rural area)?
1 cent = 435.6 sq ft. Check your title deed for plot area.
Is this property your only dwelling place?
You must not own any other residential property in Kerala.